Commercial General Liability Insurance
General liability insurance is designed to protect business owners and operators from a wide variety of liability exposures. Exposures could include accidents resulting from the insured's premises or operations, products sold by the insured, and operations completed by the insured.
Workers' Compensation Insurance
This form of insurance offers compensation and medical care for employees who are injured in the course of employment.
Commercial Auto Insurance
This business insurance policy provides property and liability insurance coverage on any on-road vehicle used primarily in a business operation.
A performance bond is a surety bond issued by an insurance company or a bank to guarantee satisfactory completion of a project by a contractor.
Contractor License Bond
A contractor license bond guarantees the contractor will comply with all statutes and licensing regulations the state has set forth in the bond form.
Commercial Umbrella / Excess Insurance
This form of insurance provides additional coverage for situations when the costs associated with an accident, lawsuit, or property loss exceed the coverage limits of primary insurance. The policy can be written as an additional amount over all of the above three policies (umbrella) or as an additional amount over any of them individually (excess).
Errors and Omissions Insurance
E&O insurance protects against liability due to errors or omissions in the performance of professional services.
Commercial Property Insurance
Commercial property insurance covers the risk of loss to an organization's building, business personal property, and/or equipment and tools.
Course of Construction (COC) Insurance
COC insurance covers against loss to buildings or structures in the course of construction.
With this insurance program, a project owner provides various insurance coverages to contractors and subcontractors.