Coverages

COVERAGES OFFERED BY CCIS

Commercial General Liability Insurance – Insurance designed to protect business owners and operators from a wide variety of liability exposures. Exposures could include liability arising from accidents resulting from the insured’s premises or operations, products sold by the insured, and operations completed by the insured.

Workers Compensation Insurance – A form of insurance that can provide compensation medical care for employees who are injured in the course of employment.

Commercial Auto Insurance – A business insurance policy that can provide property and liability insurance coverage on any on-road vehicle used primarily in a business operation.

Commercial Umbrella / Excess Insurance – Insurance designed to provide additional coverage for situations when the costs associated with an accident, lawsuit, or property loss exceed the coverage limits of primary insurance.  The policy can be written as an additional amount over all of the above three coverages (Umbrella) or as an additional amount over any of them individually (Excess).

Errors And Omissions Insurance – Insurance designed to protect against liability due to errors or omissions in the performance of professional services.

Commercial Property Insurance – An insurance policy that can cover risk of loss to an organization’s building, business personal property, and/or equipment/tools.

Course Of Construction Insurance – Insurance designed to cover against loss to buildings or structures in the course of construction.

Wrap-up Insurance – Insurance program where a project owner provides various insurance coverages to contractors and subcontractors.

Performance Bond – A performance bond is a surety bond issued by an insurance company or a bank to guarantee satisfactory completion of a project by a contractor.

Contractor’s License Bond – A Contractor License bond guarantees the contractor will comply with all statutes and licensing regulations that the State has set forth in the bond form.

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